Used Car Finance in South Wales
At EV Wales, we make financing your next used car or van in South Wales straightforward. Whether you're in Crymych, Cardigan, or anywhere in between, our flexible finance options are designed to suit your budget. Get behind the wheel with ease and confidence, knowing you've secured a great deal with us.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £15,995.00 |
| Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 |
| First Payment £302.19 | 58 Monthly Payments £302.19 |
| Final Payment £302.19 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 |
| Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 |
| 58 Monthly Payments £302.19 | Final Payment £302.19 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 | 58 Monthly Payments £302.19 | Final Payment £302.19 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
What Finance Options Are Available For Used Cars And Vans In South Wales?
At EV Wales, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our team can provide tailored advice to help you find the best finance plan for your circumstances.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for those who have had credit challenges in the past.
What Is The Process For Applying For Car Finance At EV Wales?
Applying for finance with us is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and get in touch with you to discuss the next steps and any additional information required.
How Do I Know If I’m Eligible For Car Finance?
Eligibility for car finance typically depends on your credit score, income stability, and employment status. However, we assess each application individually and consider various factors to help find a finance option that works for you.
Can I Use My Current Vehicle As A Part Exchange?
Absolutely! We accept part exchanges as a part of the payment towards your next car or van. Just bring your current vehicle to our dealership, and we will evaluate it to determine its trade-in value.
Are There Any Additional Fees Involved With Car Finance?
Transparency is key at EV Wales, so we make sure all fees are clearly communicated upfront. Typically, there may be administration fees associated with arranging the finance, and these will be disclosed during the finance application process.