Used Car Finance in Llanelli
Looking to finance a used car in Llanelli? At EV Wales, we offer flexible financing options to make owning your ideal electric car more affordable. Whether you're in Crymych, Pembrokeshire, or Llanelli, our tailored plans suit various budgets, ensuring you can drive away with peace of mind. Get in touch to learn more about our competitive rates!
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £15,995.00 |
| Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 |
| First Payment £302.19 | 58 Monthly Payments £302.19 |
| Final Payment £302.19 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 |
| Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 |
| 58 Monthly Payments £302.19 | Final Payment £302.19 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 | 58 Monthly Payments £302.19 | Final Payment £302.19 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
What Finance Options Are Available For Used Cars In Llanelli?
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers with less-than-perfect credit scores.
What Documents Do I Need To Provide To Apply For Car Finance?
Typically, you'll need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill), and proof of income (such as recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.
How Long Does It Take To Get A Decision On My Finance Application?
In most cases, we can provide a decision within 24 hours. Our process is streamlined to ensure you can get behind the wheel of your new car as soon as possible.
Can I Use A Part Exchange As A Deposit For My Car Finance?
Absolutely! We gladly accept part exchanges as a deposit. Bring your current vehicle along for an appraisal, and we can discuss how it can be used towards your next car purchase.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Generally, finance is available on any of the used cars we have in stock. However, some restrictions might apply based on the age and mileage of the car. Our team can provide specific details based on the car you're interested in.