Used Car Finance in Carmarthen
Looking to finance a used car in Carmarthen? At EV Wales, we offer flexible financing options to make owning your dream electric car more affordable. Whether you're in Crymych, Pembrokeshire, or Carmarthen, our tailored plans suit various budgets, ensuring a smooth ride towards your next car purchase.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £15,995.00 |
| Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 |
| First Payment £302.19 | 58 Monthly Payments £302.19 |
| Final Payment £302.19 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 |
| Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 |
| 58 Monthly Payments £302.19 | Final Payment £302.19 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 | 58 Monthly Payments £302.19 | Final Payment £302.19 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
What Finance Options Are Available For Used Cars In Carmarthen?
We offer a variety of finance options including personal contract purchase (PCP), hire purchase (HP), and personal loans. Our team can help tailor a finance package that suits your budget and lifestyle needs.
How Do I Apply For Finance For A Used Car?
Applying for finance is straightforward. You can start the process online by filling out our finance application form, or visit us in person to discuss your options with one of our finance specialists.
Can I Use Part Exchanges To Finance My Next Car Purchase?
Absolutely! We welcome part exchanges as a part payment towards your next car. We'll assess your current vehicle's condition and market value, and this amount can be put towards your purchase, potentially lowering your finance amount.
What Documents Do I Need To Bring When Applying For Car Finance?
You'll need to bring proof of ID (such as a passport or driving licence), proof of income (like recent payslips or bank statements), and proof of address (a recent utility bill or bank statement).
Are There Any Age Restrictions For Applying For Car Finance In Carmarthen?
Yes, you must be at least 18 years old to enter into a finance agreement. There's no upper age limit, though some lenders might have specific criteria that need to be met.
How Long Does It Take To Get Approved For Car Finance?
Approval times can vary depending on the lender and your individual circumstances. Typically, finance approvals can be as quick as the same day, but it's always best to allow a couple of days to ensure all necessary checks can be thoroughly conducted.