Used Car Finance in Cardigan
Looking to finance a used car in Cardigan? At EV Wales, we offer flexible finance options tailored to your needs. Whether you're in Cardigan or nearby, our team can help you find the perfect plan to own your ideal car or van without the upfront cost. Drive away with ease and confidence with EV Wales!
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £15,995.00 |
| Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 |
| First Payment £302.19 | 58 Monthly Payments £302.19 |
| Final Payment £302.19 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 |
| Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 |
| 58 Monthly Payments £302.19 | Final Payment £302.19 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 | 58 Monthly Payments £302.19 | Final Payment £302.19 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
What Finance Options Are Available For Used Cars And Vans In Cardigan?
At EV Wales, we offer a variety of finance options to suit your budget and needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our team is here to help you find the best plan that makes owning your next vehicle affordable and straightforward.
How Do I Apply For Finance For A Used Vehicle In Cardigan?
Applying for finance is easy! You can start by filling out our online application form on our website. Alternatively, visit us in person in Cardigan, and our finance specialists will guide you through the process step-by-step.
Can I Use Part Exchanges To Finance My Next Car Or Van?
Absolutely! At EV Wales, we accept part exchanges as a part of your purchase. This can be a great way to reduce the overall cost of your next vehicle. Just bring your current vehicle along for an appraisal, and we'll offer you a competitive price.
What Information Do I Need To Provide For A Finance Application?
To process your finance application, we'll need some basic information such as your full name, address, employment details, and proof of income. It's also helpful to have your banking details and a form of ID ready when you apply.
Are There Any Eligibility Criteria For Applying For Car Finance In Cardigan?
Yes, there are a few basic criteria. You must be at least 18 years old, hold a valid UK driving licence, and have a stable income to ensure you can meet the monthly payments. Credit checks are also a part of the approval process.
How Long Does It Take To Get A Decision On A Finance Application?
We aim to make the process as quick as possible. In most cases, you can expect a decision within 24 to 48 hours after submitting your complete application. This allows you to move forward with purchasing your chosen car or van without unnecessary delays.