Used Car Finance in Aberystwyth
At EV Wales, we make financing used cars in Aberystwyth straightforward. Whether you're eyeing a budget-friendly EV or a premium model, our flexible finance options tailor to your needs. Get competitive rates and personalised payment plans. Drive your dream car home with ease. Visit us in Crymych and Pembrokeshire for more details.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £15,995.00 |
| Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 |
| First Payment £302.19 | 58 Monthly Payments £302.19 |
| Final Payment £302.19 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 |
| Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 |
| 58 Monthly Payments £302.19 | Final Payment £302.19 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 | 58 Monthly Payments £302.19 | Final Payment £302.19 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
What Finance Options Are Available For Used Cars In Aberystwyth?
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Each option provides flexibility to suit different budgets and preferences.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can! We work with several lenders who specialise in providing finance for individuals with varied credit histories. We recommend discussing your specific circumstances with our finance team to find the best solution.
What Is The Process For Applying For Car Finance?
The process is straightforward. First, choose your preferred car from our selection. Next, fill out our finance application form with your details. Once submitted, we'll review your application and get back to you with the available finance options.
How Long Does It Take To Get A Decision On A Finance Application?
We aim to provide decisions as quickly as possible, typically within a few hours. However, it can take up to 24 hours during busy periods. We appreciate your patience and will keep you updated throughout the process.
Can I Use A Part Exchange As A Deposit For My Finance?
Absolutely! We accept part exchanges as a deposit. The value of your current car can be used towards the deposit for your new purchase, potentially lowering your monthly payments.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Generally, there are no specific restrictions on the cars you can purchase with finance. However, the finance options might vary depending on the age and price of the car. Our team can provide detailed information based on the car you are interested in.