New Car Finance in Swansea
Looking to finance a new car in Swansea? At EV Wales, we offer competitive finance options tailored to your needs. Whether you're eyeing a sleek electric model or a dependable used car, our team in Crymych and Pembrokeshire is here to help you find the perfect deal. Drive your dream car home with ease!
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Typical Representative Finance Example
| Product Hire Purchase | Cash Price £15,995.00 |
| Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 |
| First Payment £302.19 | 58 Monthly Payments £302.19 |
| Final Payment £302.19 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 |
| Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 |
| 58 Monthly Payments £302.19 | Final Payment £302.19 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
| Product Hire Purchase | Cash Price £15,995.00 | Total Deposit £1,599.50 | Total Amount of Credit £14,395.50 | First Payment £302.19 | 58 Monthly Payments £302.19 | Final Payment £302.19 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £3,735.90 | Total Amount Payable £19,730.90 | Annual Fixed Interest Rate 5.19% | Representative APR 9.90% |
What Finance Options Are Available For New Cars In Swansea?
We offer a variety of finance options including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing agreements to suit different budgets and preferences.
Can I Apply For Car Finance If I Have A Poor Credit History?
Yes, you can still apply for car finance. We work with several lenders who specialise in providing finance to individuals with varied credit histories. It's worth discussing your specific circumstances with our finance team.
What Is The Process For Applying For New Car Finance In Swansea?
The process is straightforward. First, choose the car you're interested in, then complete our finance application form. We'll then review your application and get back to you with the available finance options.
How Long Does It Take To Get A Decision On A Finance Application?
Typically, we can provide a decision within 24 to 48 hours after you submit your application, depending on the completeness of the information provided and the lender's response times.
Can I Use My Current Vehicle As A Part Exchange Towards The New Car?
Absolutely, we accept part exchanges. Your current vehicle will be evaluated, and its value can be put towards the deposit or cost of your new car, potentially lowering your finance amount.
Are There Any Restrictions On The Type Of Cars I Can Purchase With Finance In Swansea?
Generally, finance is available on most new cars; however, some restrictions might apply based on the car's age, mileage, and condition. Our team can provide specific details based on the car you are interested in.