New Car Finance in South Wales

Navigating new car finance in South Wales can be straightforward. Whether you're in Crymych, Cardigan, or anywhere in Pembrokeshire, various finance options like PCP, HP, or leasing are available. Tailor your plan to suit your budget and drive away in your ideal car or van without the upfront cost.

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£15,995.00
Total Deposit
£1,599.50
Total Amount of Credit
£14,395.50
First Payment
£302.19
58 Monthly Payments
£302.19
Final Payment
£302.19
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£3,735.90
Total Amount Payable
£19,730.90
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%
Product
Hire Purchase
Cash Price
£15,995.00
Total Deposit
£1,599.50
Total Amount of Credit
£14,395.50
First Payment
£302.19
58 Monthly Payments
£302.19
Final Payment
£302.19
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£3,735.90
Total Amount Payable
£19,730.90
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%
Product
Hire Purchase
Cash Price
£15,995.00
Total Deposit
£1,599.50
Total Amount of Credit
£14,395.50
First Payment
£302.19
58 Monthly Payments
£302.19
Final Payment
£302.19
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£3,735.90
Total Amount Payable
£19,730.90
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%

What Finance Options Are Available For Purchasing A New Car In South Wales?

We offer a variety of finance options including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing agreements. Each option provides flexibility to suit different budgets and preferences.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with varied credit profiles.

What Is The Process For Applying For New Car Finance?

The process involves selecting your preferred car, completing a finance application form, and submitting necessary documents like proof of income and identification. Once approved, we'll discuss the terms and you can sign the agreement to receive your car.

How Do Part Exchanges Work When Getting A New Car On Finance?

Part exchanges allow you to trade in your current vehicle as a partial payment towards your new car. We'll assess the value of your current vehicle and that amount can be deducted from the price of the car you're purchasing.

Are There Any Upfront Costs Involved When Financing A New Car?

Yes, typically there are upfront costs such as a deposit on the finance agreement and possible administrative fees. The amount can vary depending on the type of finance agreement you choose.

How Long Does It Take To Get Approval For New Car Finance?

Approval times can vary, but generally, you can expect an answer within 24 to 48 hours after submitting all required documentation.